{"id":7425,"date":"2024-07-16T17:03:33","date_gmt":"2024-07-16T15:03:33","guid":{"rendered":"https:\/\/www.mydiapason.com\/ressources\/gerer-risque-change\/"},"modified":"2025-09-17T09:17:55","modified_gmt":"2025-09-17T07:17:55","slug":"manage-currency-risk","status":"publish","type":"post","link":"https:\/\/www.mydiapason.com\/en\/ressources\/manage-currency-risk\/","title":{"rendered":"How to effectively manage currency risk with a Treasury Management Solution"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-padding-bottom:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f4f4f4;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-mask-url: url(https:\/\/www.mydiapason.com\/wp-content\/plugins\/fusion-builder\/\/assets\/images\/masks\/mask-10.svg);--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none has-mask\"><img decoding=\"async\" width=\"1040\" height=\"1040\" alt=\"Risque de Change\" title=\"risque-de-change\" src=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/risque-de-change.jpg\" class=\"img-responsive wp-image-7400\" srcset=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/risque-de-change-200x200.jpg 200w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/risque-de-change-400x400.jpg 400w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/risque-de-change-600x600.jpg 600w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/risque-de-change-800x800.jpg 800w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/risque-de-change.jpg 1040w\" sizes=\"(max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:3.2%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><script type=\"application\/ld+json\">\n\n{\n\n\"@context\": \"https:\/\/schema.org\",\n\n\"@type\": \"BlogPosting\",\n\n\"mainEntityOfPage\": {\n\n\"@type\": \"WebPage\",\n\n\"@id\": \"https:\/\/www.mydiapason.com\/en\/ressources\/manage-currency-risk\/\",\n\n\"reviewedBy\": {\n\n\"@type\": \"Person\",\n\n\"name\": \"Fr\u00e9d\u00e9ric Saunier\",\n\n\"description\": \"With over 25 years of expertise in financial services, Fr\u00e9d\u00e9ric Saunier advises Diapason\u2019s clients on the digitalization of their financial departments. As an expert in Artificial Intelligence, Blockchain, Financial Flow Security, and Sustainable Development (ESG), Fr\u00e9d\u00e9ric shares his knowledge through his articles.\",\n\n\"jobTitle\": \"Chief Executive Officer\",\n\n\"sameAs\": \"https:\/\/www.linkedin.com\/in\/saunier-frederic\/\"}\n\n},\n\n\"headline\": \"How to effectively manage currency risk with a Treasury Management Solution?\",\n\n\"image\": \"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/risque-de-change-vignette.jpg\",\n\n\"author\": {\n\n\"@type\": \"Person\",\n\n\"name\": \"Val\u00e9rie Lafaury\",\n\n\"url\": \"https:\/\/www.mydiapason.com\/en\/valerie-lafaury\/\",\n\n\"jobTitle\": \"Field Marketing Manager\",\n\n\"sameAs\": \"https:\/\/www.linkedin.com\/in\/valerielafaury\/\"\n\n},\n\n\"publisher\": {\n\n\"@type\": \"Organization\",\n\n\"name\": \"Diapason\",\n\n\"logo\": {\n\n\"@type\": \"ImageObject\",\n\n\"url\": \"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2021\/11\/diapason-favicon-152.png\"\n\n}\n\n},\n\n\"datePublished\": \"2024-07-18\",\n\n\"dateModified\": \"2024-07-18\"\n\n}\n\n<\/script><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">How to effectively manage currency risk with a Treasury Management Solution<\/h1><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-1\" style=\"--awb-text-font-family:&quot;Lexend&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p>As businesses navigate an uncertain economic, geopolitical, and financial environment, having clear visibility on cash flow forecasts and a solid currency risk management strategy is more critical than ever, especially for companies operating internationally.<\/p>\n<p>Optimizing this approach involves digitizing cash flow forecasting processes and exposure to currency risks, increasingly relying on artificial intelligence and machine learning technologies.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.mydiapason.com\/en\/mydiapason-risk\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Request a demo<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"font-family:&quot;Lexend&quot;;font-style:normal;font-weight:600;margin:0;\">How to manage cash flow forecasting and currency hedging in this uncertain economic context?<\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:10px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-2\"><p>Economic activity is currently picking up in France. According to figures published by <a href=\"https:\/\/www.insee.fr\/fr\/statistiques\/8182541\" target=\"_blank\" rel=\"noopener\">INSEE<\/a> on April 30, France&#8217;s GDP grew by 0.2% in the first quarter of 2024, surpassing the economic institute&#8217;s forecast of zero growth for the first three months of the year. This growth is driven mainly by the recovery in household consumption (+0.4% over the period) and controlled inflation.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\"><p style=\"font-weight: 400;\"><strong>Contrasting economic indicators<\/strong><\/p>\n<p style=\"font-weight: 400;\">However, some indicators remain in the red, requiring businesses to stay vigilant. For instance, the number of business failures has increased in recent months and could reach 63,000 in 2024, according to Altares. Concurrently, many companies are extending their payment terms to preserve cash flow. The Bank of France reports a deterioration in payment delays, which increased from 11.7 days at the end of 2022 to 12.6 or even 12.7 days by the end of last year. While French and European regulations continue to legislate to reduce payment delays, this alone is not sufficient to preserve and optimize business cash flows and reduce exposure to risks. This is especially challenging given the current volatility of interest rates.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\"><p style=\"font-weight: 400;\"><strong>The necessity of cash flow forecasting<\/strong><\/p>\n<p style=\"font-weight: 400;\">In this context, short, medium, and long-term cash flow forecasting is more essential than ever. This management must consider factors both within and outside the company that could influence cash flows (seasonal activity, inflation, interest rate hikes, political crises, etc.) and be regularly updated based on the evolution of these factors, particularly currency risk for companies operating internationally.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-5\"><p style=\"font-weight: 400;\"><strong>Anticipating liquidity needs<\/strong><\/p>\n<p style=\"font-weight: 400;\">Through rigorous cash flow forecasting, companies can anticipate their liquidity needs and make appropriate decisions to ensure financial stability. This includes optimizing cash flows, reducing risks, and adapting to economic fluctuations.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/www.mydiapason.com\/en\/mydiapason-risk\/\" target=\"_self\" aria-label=\"myDiapason Risk\"><img decoding=\"async\" width=\"1024\" height=\"293\" src=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/myDiapason-Risk.png\" alt class=\"img-responsive wp-image-8011\" srcset=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/myDiapason-Risk-200x57.png 200w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/myDiapason-Risk-400x114.png 400w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/myDiapason-Risk-600x172.png 600w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/myDiapason-Risk-800x229.png 800w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/myDiapason-Risk.png 1024w\" sizes=\"(max-width: 640px) 100vw, 1024px\" \/><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:var(--awb-color2);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"font-family:&quot;Lexend&quot;;font-style:normal;font-weight:600;margin:0;\">Why model cash flow forecasts?<\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:10px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-6\"><p>Cash flow forecasting methods will vary depending on the needs, objectives, and organizational structure of companies. Cash flow forecasts generally revolve around key temporal concepts.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-7\"><p style=\"font-weight: 400;\"><strong>Short-Term cash flow forecasting<\/strong><\/p>\n<p style=\"font-weight: 400;\">Short-term cash flow forecasting serves operational management. It is crucial for the daily management of bank balances and anticipating cash needs and\/or surpluses. This short-term forecasting involves monitoring and regulating available cash flows over a period ranging from a few days to a few weeks. The goal is to ensure that the company has the necessary resources to meet its current expenses on time: salary payments, supplier invoices, direct debits, and other short-term commitments. The decisions made in short-term cash management directly impact the company&#8217;s financial liquidity, its ability to meet obligations, and seize investment and placement opportunities.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><p style=\"font-weight: 400;\"><strong>Digitalizing short-term cash flow processes<\/strong><\/p>\n<p style=\"font-weight: 400;\">Implementing, monitoring, and optimizing short-term cash flow forecasting can be simplified through digitalization and the use of digital tools. These tools contribute to predicting short-term cash movements, managing and analyzing incoming and outgoing cash flows, and setting up overdraft authorizations or credit lines to handle uncertainties. Additionally, these tools often integrate with other financial systems, creating a cohesive financial management environment.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-9\"><p style=\"font-weight: 400;\"><strong>Medium and long-term cash flow forecasting<\/strong><\/p>\n<p style=\"font-weight: 400;\">Medium and long-term cash flow forecasting aims to support the company in strategic and significant decisions, planning investments and external growth opportunities, optimizing resource allocation, and anticipating risks. It helps determine the company&#8217;s risk hedging policy. This forecasting typically involves several steps, starting with data collection and flow consolidation. Analyzing consolidated forecasts then informs strategic decisions regarding investments and financing. Periodic revisions of forecasts adjust these investments and financing as conditions evolve. Comparing cash flow forecasts with actual results ensures forecast reliability.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-10\"><p style=\"font-weight: 400;\"><strong>Digitalizing medium and long-term cash flow processes<\/strong><\/p>\n<p style=\"font-weight: 400;\">Today, medium and long-term cash flow forecasts are often still managed in Excel, exposing companies to errors and unreliable data. Data usually comes from heterogeneous sources (emails, SharePoint files, etc.) and may involve manual standardization and consolidation, which is time-consuming and error-prone. Using a fully integrated cash forecasting solution like myDiapason allows companies to digitize and optimize all steps of medium and long-term cash management while ensuring data quality and consistency.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-11\"><p style=\"font-weight: 400;\"><strong>MyDiapason Solution<\/strong><\/p>\n<p style=\"font-weight: 400;\">The myDiapason treasury management solution enables the modeling of the budget structure in a single screen with various budget items and a frequency determined by the company&#8217;s needs (quarterly, monthly, weekly, etc.).<\/p>\n<p style=\"font-weight: 400;\">Each subsidiary can report its cash forecasts directly into the tool based on the company&#8217;s established process, then submit them for validation to the central office. Information consolidation is instant and can usually be done in different currencies at a predefined exchange rate, allowing budget counter-valuation. The treasurer can view the opening balance and all forecasts in one report, analyzed from various perspectives according to the treasurer&#8217;s desired organizational structure. This supports relevant decision-making for investments and financing to achieve the company&#8217;s financial objectives. Comparing actual results with forecasts and understanding discrepancies is facilitated, with the ability to reintegrate these discrepancies into future schedules, improving financial planning. Additionally, the budget simulation module enables the treasurer to explore various scenarios regarding expenses and revenues (e.g., revenue increase, financing rate changes, investment period shifts), providing visibility into potential impacts on long-term positions, enhancing budget management and financial planning.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"font-family:&quot;Lexend&quot;;font-style:normal;font-weight:600;margin:0;\">Modeling currency risk exposure<\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:10px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-12\"><p style=\"font-weight: 400;\">By modeling a foreign currency cash flow forecast, a foreign exchange position can be constructed. This process is crucial for companies operating internationally or with operational companies or subsidiaries exposed to currency risk. The foreign exchange market, the second-largest financial market by volume, fluctuates based on economic, political, and geopolitical factors, exposing companies to currency risk. Managing this volatility effectively is a major challenge for treasurers and financial directors. Poor currency risk management can significantly impact company results, such as unfavorable exchange rate movements between contract conclusion and payment dates, jeopardizing transaction profitability.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-13\"><p style=\"font-weight: 400;\"><strong>Implementing a currency hedging policy<\/strong><\/p>\n<p style=\"font-weight: 400;\">To limit exposure to currency risks and preserve cash flow, companies can implement hedging methods (spot, forward contracts, options, etc.). Effective currency risk management provides better visibility on margins and cash flows, facilitating strategic decisions (investments, opening a subsidiary, developing new offerings). Setting up a currency policy requires evaluating the company&#8217;s risk exposure (percentage of revenue invoiced in foreign currencies, proportion of expenses in foreign currencies, foreign currency investments and debts). Cash flow forecasts are essential for simulating various scenarios and exploring different hypotheses. This risk assessment helps define and implement a precise currency policy.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-14\"><p style=\"font-weight: 400;\"><strong>Digitalizing currency risk management processes<\/strong><\/p>\n<p style=\"font-weight: 400;\">To anticipate, evaluate, manage, and monitor interest rate and currency risks, treasurers can rely on an integrated financial risk management solution within the company&#8217;s information system. This assists in identifying financial risks, implementing and centrally managing financial instruments, connecting to dealing systems and market data providers, and valuing and aggregating flows.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:var(--awb-color2);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"font-family:&quot;Lexend&quot;;font-style:normal;font-weight:600;margin:0;\">How AI enhances treasury management and currency risk?<\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:10px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-15\"><p>Today, AI and machine learning technologies further enhance treasury management and currency risk modeling processes. They can improve reconciliation, fraud detection, cash flow forecasting, currency position determination, and hedging ratio optimization. Better forecasting of currency risk exposure reduces under-hedging and associated risks and costs. Improved exposure forecasting also optimizes exposure timing, reducing potential swap costs due to uncorrelated hedges and exposures. AI algorithms can incorporate probabilistic methodologies to enhance currency hedging policies, optimizing hedging ratios and risk tolerance within a defined confidence interval.<\/p>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/lp.mydiapason.com\/en\/demo-cash-management-software\" target=\"_self\" aria-label=\"Contact_an_expert\"><img decoding=\"async\" width=\"1024\" height=\"293\" src=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert.png\" alt class=\"img-responsive wp-image-8007\" srcset=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert-200x57.png 200w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert-400x114.png 400w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert-600x172.png 600w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert-800x229.png 800w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert.png 1024w\" sizes=\"(max-width: 640px) 100vw, 1024px\" \/><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_color: var(--awb-color5);--awb-border-sizes-bottom:2px;--awb-border-color:var(--awb-color1);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-padding-bottom:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:var(--awb-color8);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_3_4 3_4 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-bg-size:cover;--awb-width-large:75%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.56%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.56%;--awb-width-medium:75%;--awb-order-medium:0;--awb-spacing-right-medium:2.56%;--awb-spacing-left-medium:2.56%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><ul style=\"--awb-size:14px;--awb-margin-bottom:30px;--awb-iconcolor:var(--awb-color8);--awb-divider-color:var(--awb-color1);--awb-textcolor:var(--awb-color1);--awb-line-height:23.8px;--awb-icon-width:23.8px;--awb-icon-height:23.8px;--awb-icon-margin:9.8px;--awb-content-margin:33.6px;--awb-circlecolor:var(--awb-color1);--awb-circle-yes-font-size:12.32px;\" class=\"fusion-checklist fusion-checklist-1 fusion-checklist-default fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-yes\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Verified by <a href=\"https:\/\/www.mydiapason.com\/en\/frederic-saunier\/\">Fr\u00e9d\u00e9ric Saunier<\/a><\/div><\/li><\/ul><div class=\"fusion-text fusion-text-16 fusion-text-no-margin\" style=\"--awb-font-size:16px;--awb-letter-spacing:0.5px;--awb-text-transform:none;--awb-text-color:var(--awb-color1);--awb-margin-bottom:0px;\"><p>About the Author<\/p>\n<\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><a href=\"https:\/\/www.mydiapason.com\/en\/valerie-lafaury\/\">Val\u00e9rie Lafaury<\/a>, Field Marketing Manager<\/h2><\/div><div class=\"fusion-text fusion-text-17\" style=\"--awb-text-transform:none;--awb-text-color:var(--awb-color1);\"><p>Val\u00e9rie is the Field Marketing Manager of Diapason, the solution that streamlines corporate treasury management. She crafts press releases, in-depth articles, and timely pieces on topics related to the treasurer\u2019s profession. Her goal is to provide treasurers with useful and practical information to optimize their treasury management.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat button-large button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:var(--awb-color8);--button_border_hover_color:var(--awb-color8);--button_border_width-top:0;--button_border_width-right:0;--button_border_width-bottom:0;--button_border_width-left:0;--button_gradient_top_color:#f20f4b;--button_gradient_bottom_color:#f20f4b;--button_gradient_top_color_hover:var(--awb-color1);--button_gradient_bottom_color_hover:var(--awb-color1);\" target=\"_self\" href=\"https:\/\/www.mydiapason.com\/en\/valerie-lafaury\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Learn more about the author<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_4 1_4 fusion-flex-column fusion-no-small-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:25%;--awb-order-medium:0;--awb-spacing-right-medium:7.68%;--awb-spacing-left-medium:7.68%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\" style=\"border:10px solid var(--awb-color1);\"><img decoding=\"async\" width=\"300\" height=\"300\" alt=\"Valerie Lafaury\" title=\"Valerie-Lafaury\" src=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/03\/Valerie-Lafaury-300x300.jpg\" class=\"img-responsive wp-image-6694\" srcset=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/03\/Valerie-Lafaury-200x200.jpg 200w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/03\/Valerie-Lafaury-400x400.jpg 400w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/03\/Valerie-Lafaury.jpg 600w\" sizes=\"(max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a world where economic and geopolitical uncertainty has become the norm, businesses are seeking to strengthen their financial resilience. The digitalization of cash flow forecasting processes and the management of foreign exchange risks are essential, especially for those operating in the international market.<\/p>\n","protected":false},"author":2,"featured_media":7398,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"content-type":"","footnotes":""},"categories":[42,191],"tags":[63],"class_list":["post-7425","post","type-post","status-publish","format-video","has-post-thumbnail","hentry","category-blog-en","category-risks-and-security","tag-valerie-lafaury-en","post_format-post-format-video"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>myDiapason - Risque de Change : Pr\u00e9visions de Tr\u00e9sorerie et Digitalisation<\/title>\n<meta name=\"description\" content=\"Optimize your cash flow forecasts and reduce exchange rate risk thanks to digitalization and artificial intelligence.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mydiapason.com\/en\/ressources\/manage-currency-risk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Optimiser sa Strat\u00e9gie de Couverture du Risque de Change\" \/>\n<meta property=\"og:description\" content=\"Les risques de change sont une pr\u00e9occupation majeure pour les entreprises op\u00e9rant \u00e0 l&#039;international. 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