{"id":6990,"date":"2024-07-01T16:47:08","date_gmt":"2024-07-01T14:47:08","guid":{"rendered":"https:\/\/www.mydiapason.com\/?p=6990"},"modified":"2026-06-15T16:14:52","modified_gmt":"2026-06-15T14:14:52","slug":"cash-flow-management-complete-guide","status":"publish","type":"post","link":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/","title":{"rendered":"Cash flow management: our complete guide"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-padding-bottom:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f4f4f4;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-mask-url: url(https:\/\/www.mydiapason.com\/wp-content\/plugins\/fusion-builder\/\/assets\/images\/masks\/mask-10.svg);--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none has-mask\"><img decoding=\"async\" width=\"1040\" height=\"544\" alt=\"Mini Vignette Article Guide Gestion de Tr\u00e9sorerie\" title=\"Vignette Article Communiqu\u00e9 Presse (12)\" src=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/04\/Vignette-Article-Communique-Presse-12-1-e1712649141696.png\" class=\"img-responsive wp-image-7004\"\/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_3_5 3_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:3.2%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><script type=\"application\/ld+json\">\n\n{\n\n\"@context\": \"https:\/\/schema.org\",\n\n\"@type\": \"BlogPosting\",\n\n\"mainEntityOfPage\": {\n\n\"@type\": \"WebPage\",\n\n\"@id\": \"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/\",\n\n\"reviewedBy\": {\n\n\"@type\": \"Person\",\n\n\"name\": \"Fr\u00e9d\u00e9ric Saunier\",\n\n\"description\": \"With over 25 years of expertise in financial services, Fr\u00e9d\u00e9ric Saunier advises Diapason\u2019s clients on the digitalization of their financial departments. As an expert in Artificial Intelligence, Blockchain, Financial Flow Security, and Sustainable Development (ESG), Fr\u00e9d\u00e9ric shares his knowledge through his articles.\",\n\n\"jobTitle\": \"Chief Executive Officer\",\n\n\"sameAs\": \"https:\/\/www.linkedin.com\/in\/saunier-frederic\/\"}\n\n},\n\n\"headline\": \"Cash flow management: our complete guide\",\n\n\"image\": \"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/04\/Vignette-Article-Communique-Presse-12.png\",\n\n\"author\": {\n\n\"@type\": \"Person\",\n\n\"name\": \"Val\u00e9rie Lafaury\",\n\n\"url\": \"https:\/\/www.mydiapason.com\/valerie-lafaury\",\n\n\"jobTitle\": \"Field Marketing Manager\",\n\n\"sameAs\": \"https:\/\/www.linkedin.com\/in\/valerielafaury\/\"\n\n},\n\n\"publisher\": {\n\n\"@type\": \"Organization\",\n\n\"name\": \"Diapason\",\n\n\"logo\": {\n\n\"@type\": \"ImageObject\",\n\n\"url\": \"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2021\/11\/diapason-favicon-152.png\"\n\n}\n\n},\n\n\"datePublished\": \"2024-04-09\",\n\n\"dateModified\": \"2024-04-09\"\n\n}\n\n<\/script><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-center\" style=\"margin:0;\"><div style=\"text-align: left;\">Cash flow management: our complete guide<\/div><\/h1><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-1\"><p style=\"font-size: 20px;\" data-fusion-font=\"true\">Cash management is essential to ensure a company&#8217;s liquidity, financial stability and long-term viability. It optimizes cash flows, minimizes financial risks and ensures adequate financing for investment and value creation.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/lp.mydiapason.com\/en\/demo-cash-management-software\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Request a demo<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><strong>What is cash flow?<\/strong><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-2\"><p><span style=\"font-weight: 400;\">Before we talk about cash flow management, we need to define what is meant by the term \u2018cash flow\u2019. This term is regularly misunderstood or misused. In this context, cash flow refers to <\/span><b>the amount of funding or financial resources available to a company at any given point<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cash flow is not to be confused with profitability. What is the difference between the two? <\/span><b>Profitability <\/b><span style=\"font-weight: 400;\">is the financial metric that measures the company\u2019s ability to generate a profit at the end of an accounting period. To that extent, a company&#8217;s profitability is calculated by comparing its business revenues relative to its expenses, which includes all overheads such as fixed assets, shareholders&#8217; equity, debt, and working capital requirements (WCR).\u00a0<\/span><\/p>\n<p><b>Cash flow<\/b><span style=\"font-weight: 400;\"> is the net amount of cash moving into and out of a business at a specific point in time. It includes cash balances, bank balances, and short-term investments that can be easily converted into cash. Effective cash management is crucial to its day-to-day operations, enables to meet short-term business objectives, fund investments, create value and ensure the company&#8217;s financial stability.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Another way to explain cash management is to consider its accounting definition. In a strict sense, cash management is defined as the difference between working capital (WC) and the working capital requirement (WCR):<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Net cash = WC &#8211; WCR<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To understand the formula, we can define each part as follows.<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>WC: <\/b><span style=\"font-weight: 400;\">Working capital is the total amount of cash a company needs to function<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>WCR: <\/b><span style=\"font-weight: 400;\">Working capital requirement refers to the amount of cash a company needs to achieve its goals in the medium term. In other words, it takes into account the difference between the value of current assets and current liabilities.\u00a0<\/span><\/li>\n<\/ul>\n<p><b>TNWC: <\/b><span style=\"font-weight: 400;\">The total net working capital\u00a0<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><b>Cash flow management: definition and goals<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-3\"><p><span style=\"font-weight: 400;\">Cash flow management is the strategic planning, organizing, and controlling of cash flow, aiming to optimize its liquid assets, minimize financial risk, and ensure long-term viability.<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-4\"><h3><strong>Daily monitoring of cash flows and balances<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/h3>\n<ul>\n<li aria-level=\"1\"><b>Analyze cash flows <\/b><span style=\"font-weight: 400;\">(both inflows and outflows) to determine the company&#8217;s cash flow requirements.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Manage the cash balance <\/b><span style=\"font-weight: 400;\">and balance the accounts can be challenging, particularly when accounts are spread across multiple banks and there are numerous cash flows to track.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Analyze the financial flows <\/b><span style=\"font-weight: 400;\">generated by the company&#8217;s economic activity.<\/span><\/li>\n<\/ul>\n<h3><strong>Establishing cash flow and budget forecasts<\/strong><\/h3>\n<p><b>Cash flow forecasting<\/b><span style=\"font-weight: 400;\"> allows a company to plan its expenditures, manage its resources, and make strategic decisions suited to its financial situation. The treasurer must create <\/span><a href=\"https:\/\/www.mydiapason.com\/en\/ressources\/managing-cash-flow-forecasts\/\"><span style=\"font-weight: 400;\">cash flow forecasts<\/span><\/a><span style=\"font-weight: 400;\"> over various time horizons:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">He estimates <\/span><b>available equity<\/b><span style=\"font-weight: 400;\"> in the short term.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">He defines and monitors <\/span><b>cash flow plans <\/b><span style=\"font-weight: 400;\">for the medium and long term.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">He draws up the <\/span><b>cash flow budget<\/b><span style=\"font-weight: 400;\"> using information provided by management control and the chief financial officer (CFO).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The <\/span><b>treasurer<\/b><span style=\"font-weight: 400;\"> ensures that the financial requirements are covered, by monitoring the movement of the company&#8217;s financial flow such as client receivables and debts. He prepares reports to:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Track key indicators such as working capital requirements (WCR) and total net working capital (TNWC).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Analyze any discrepancies between cash budget and actual cash flows.\u00a0<\/span><\/li>\n<\/ul>\n<h3><strong>Investing your surplus<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">A well-monitored cash flow allows a company to recognize its earnings and <\/span><b>reinvest them to grow its business<\/b><span style=\"font-weight: 400;\">. Cash surplus can be used to finance future investment, to cover any outstanding customer payments, or simply be kept as a cushion fund reserved for any setbacks.\u00a0<\/span><\/p>\n<h3><strong>Limiting financial risks<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The treasurer must anticipate and <\/span><b>reduce financial risks<\/b><span style=\"font-weight: 400;\"> related to fluctuation in exchange rates, interest rates, late payments, and cash flow variations.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Strategies are implemented to minimize these risks and ensure the financial stability of the company.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cash management provides Finance Directors and Treasurers with a clear<\/span> <span style=\"font-weight: 400;\">overview of a company&#8217;s financial health. It provides a <\/span><b>realistic gauge of its financial stability<\/b><span style=\"font-weight: 400;\"> and ensures the smooth running of operations as well as secure transactions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By utilizing accurate and up-to-date data, Finance Directors and Treasurers are well-equipped to adjust their overall strategy, make appropriate decisions, and take corrective measures when necessary.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><b>Challenges of effective cash management<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-5\"><p><span style=\"font-weight: 400;\">The benefits of effective cash management are clear. However, many companies face numerous challenges in this area. Why?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As explained above, cash flow calculation relies on gathering a large amount of data from subsidiary projections or an <\/span><b>opening balance sheet and the income statement&#8217;s revenues and expenses<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Keeping track of this data<\/b><span style=\"font-weight: 400;\"> is the first difficulty a treasury team faces in accurately assessing all the information at any given time. This difficulty is compounded when the company is large and has many branches (geographically and\/or divided into subsidiaries).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once this information is collected, it must be consolidated and analyzed correctly to make sound strategic decisions. This process requires time and a great deal of attention. In other words, effective cash management starts with establishing a competent <\/span><b>treasury team<\/b><span style=\"font-weight: 400;\">. Note that this team is different from a certified public accountant, as it handles daily cash flow management. A CPA generally intervenes at the end of the accounting period and does not manage daily aspects.\u00a0<\/span><span style=\"font-weight: 400;\">Alongside the human aspect, cash flow management involves material components. Excel is an excellent tool for monitoring the cash flow of a small business. When it comes to larger companies, however, Excel will quickly reveal its limitations. In this case, opting for <\/span><a href=\"https:\/\/www.mydiapason.com\/en\/ressources\/treasury-management-software\/\"><span style=\"font-weight: 400;\">treasury management software<\/span><\/a><span style=\"font-weight: 400;\"> such as myDiapason is a solid solution.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><strong>The key to good corporate cash management\u00a0<\/strong><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-6\"><p><span style=\"font-weight: 400;\">Effective cash flow management relies on three key pillars.\u00a0\u00a0<\/span><\/p>\n<h3><strong>Day-to-day cash management<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Cash flow management involves maintaining a cash flow statement or monthly cash plan, covering a full year of your company&#8217;s activity. Ideally, this should be updated daily and include at least the following information:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cash available at the beginning of the month;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Receipts;<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Sales<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Government aid<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Loans<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Disbursements;<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Purchases<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Invoices<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Accounts payable<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Salaries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Loan repayments\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">To simplify cash flow management, using dedicated <\/span><b>cash management solution<\/b><span style=\"font-weight: 400;\"> is recommended. By utilizing the appropriate tools, digitizing processes will streamline and automate the treasurer&#8217;s daily tasks. This allows the treasurer to focus more on their area of expertise and contribute to creating added value for the corporation.<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-7\"><h3><strong>Key players in cash management\u00a0<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">The <\/span><b>treasurer <\/b><span style=\"font-weight: 400;\">and the <\/span><b>accountant <\/b><span style=\"font-weight: 400;\">are two essential roles involved in overseeing cash management, but they have distinct responsibilities.<\/span><\/p>\n<p>Treasurer responsibilities:<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cash flow management:<\/b><span style=\"font-weight: 400;\"> The treasurer monitors cash inflows and outflows, manages payments, and ensures the company has sufficient cash flow to meet its financial obligations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Investments optimization:<\/b><span style=\"font-weight: 400;\"> The treasurer oversees the company&#8217;s investments to manage and aims to maximize productivity.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Budget and cash flow:<\/b><span style=\"font-weight: 400;\"> The treasurer manages the company&#8217;s budget to make sure that expenditures align with income.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Financial risk management:<\/b><span style=\"font-weight: 400;\"> Predicts unforeseen situations to ensure a position of financial stability.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In summary, the treasurer is a key player in the company&#8217;s financial management, ensuring smooth operations and secure transactions.<\/span><\/p>\n<p><b>Accountant responsibilities:<\/b><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Bookkeeping: <\/b><span style=\"font-weight: 400;\">The accountant keeps a record of all the company&#8217;s financial transactions. This ensures accounts are managed properly and taxes are paid.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Financial reporting: <\/b><span style=\"font-weight: 400;\">The accountant prepares detailed financial statements which allow for the company&#8217;s financial status to be monitored.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Technical aspect: <\/b><span style=\"font-weight: 400;\">The accountant\u2019s main objective is to manage the accounts and produce financial reports.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The number of key players needed to carry out the roles involved in cash management depends on the size of a company. If the company is small, it\u2019s possible that the accountant or manager alone can be responsible for everything from data collection to cash management.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whereas for a bigger company, whether medium-sized or much larger, a team of key players is necessary. In this case, the responsibility of cash management is undertaken by a finance department, whose roles are as follows:<\/span><\/p>\n<h4>Director of corporate finance and treasury<\/h4>\n<p><span style=\"font-weight: 400;\">Reporting to the chief financial officer (CFO). Their primary responsibilities include <\/span><b>overseeing<\/b> <b>the company&#8217;s cash management<\/b><span style=\"font-weight: 400;\">, outlining and monitoring the predicted cash flow plan, and participating in the preparation of the cash flow budget. They lead the relationship with banks, manage financial risks, produce and analyze cash and financing indicators, ensure the optimization of cash processes, and maintain the functionality of the Treasury Management System (TMS).<\/span><\/p>\n<h4>Senior treasurer (or treasury manager)<\/h4>\n<p><span style=\"font-weight: 400;\">The senior treasurer is <\/span><b>the team&#8217;s leader<\/b><span style=\"font-weight: 400;\">. He oversees all treasury-related activities. Responsibilities include cash management, cash forecasting, negotiating with banks, and implementing financial strategies.<\/span><\/p>\n<h4>Treasury analyst<\/h4>\n<p>Responsible for analyzing cash flows, monitoring bank accounts and foreseeing cash requirements. They work alongside the Senior Treasurer to advance and optimize cash management.<\/p>\n<h4>Financial risk manager<\/h4>\n<p><span style=\"font-weight: 400;\">Responsible for assessing and managing the <\/span><b>risks <\/b><span style=\"font-weight: 400;\">associated with financing, investment, foreign exchange, interest rate and asset transactions, as well as market fluctuations. This role is essential in protecting the company against potential financial losses.<\/span><\/p>\n<h4>Cash manager<\/h4>\n<p><span style=\"font-weight: 400;\">This role includes handling <\/span><b>day-to-day treasury operations<\/b><span style=\"font-weight: 400;\">, such as making payments, receipts, and transfers between accounts. They ensure that cash is readily available when needed.<\/span><\/p>\n<h4>Banking relationship manager<\/h4>\n<p><span style=\"font-weight: 400;\">Maintains <\/span><b>relations with banks<\/b><span style=\"font-weight: 400;\"> and negotiates terms and conditions for the various banking services provided (loans overdrafts etc.). They are also responsible for managing the company&#8217;s bank accounts.<\/span><\/p>\n<h4>Treasury consultant<\/h4>\n<p><span style=\"font-weight: 400;\">Responsible for managing the <\/span><b>IT tools<\/b><span style=\"font-weight: 400;\"> used for treasury purposes, such as treasury and risk management software (TRMS) and online banking platforms. They ensure financial transactions made are reliable and secure.\u00a0<\/span><\/p>\n<h4>Treasury analyst<\/h4>\n<p><span style=\"font-weight: 400;\">The treasury analyst <\/span><b>checks financial operations<\/b><span style=\"font-weight: 400;\">, ensures compliance with internal policies and regulations, and detects any inconsistencies.\u00a0<\/span><\/p>\n<h4>Financial specialist<\/h4>\n<p><span style=\"font-weight: 400;\">Responsible for <\/span><b>sourcing and negotiating<\/b><span style=\"font-weight: 400;\"> external processes of financing (loans, lines of credit, bond issues, etc.).<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-8\"><h3><strong>Cash flow indicators\u00a0\u00a0<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Establishing and monitoring <\/span><b>relevant <\/b><span style=\"font-weight: 400;\">Key Performance Indicators is essential for good cash flow management. Of course, cash flow is an indicator in its own right, but there are other KPIs to be aware of, such as:\u00a0<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Net Expenditure: <\/b><span style=\"font-weight: 400;\">this is calculated as the difference between monthly payments and monthly receipts. Net expenditure is a cash flow monitor for a longer period (monthly). Easy to calculate, the indicator shows whether your cash position is in the green (surplus) or in the red (deficit).\u00a0<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Cash Burn<\/b><span style=\"font-weight: 400;\">: In business jargon, the term &#8220;capital erosion&#8221; is commonly referred to as &#8220;cash burn.&#8221; Concretely, cash burn represents the amount of money a company spends each month to cover its expenses. More simply, cash burn corresponds to the outflows listed on your cash flow statement.<\/span><\/li>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\"><b>Working capital (WC) and Working Capital Requirement (WCR): <\/b>In addition to calculating cash flow, these two indicators also provide a view of its changing activities or production. Changes in WCR may differ from those in cash flow. This is the case, for example, when a company experiences a boom in its activities. This requires the company to buy more equipment, potentially employ more people, and manage a larger inventory. While this growth is positive for a company, these increases also represent a cost in terms of increased working capital. This will inevitably have an immediate negative impact on short-term cash flow (pending the arrival of revenues) unless the situation has been anticipated with an increased WC.<br \/>\n<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><b>How to improve cash flow management in a company ?<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-9\"><p><span style=\"font-weight: 400;\">In the absence of robust processes and methods, cash management can quickly become complicated. For smooth and effective management, it is beneficial to be aware of the following best practices:<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Using treasury management software: <\/b><span style=\"font-weight: 400;\">This type of solution offers more features than a simple Excel file. The treasurer&#8217;s work is made easy with this automated system and sophisticated interface, as the process prevents input errors.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Daily monitoring: <\/b><span style=\"font-weight: 400;\">Clear visibility of cash flow contributes to a company&#8217;s financial stability, sustainability and overall success.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Forecasting: <\/b><span style=\"font-weight: 400;\">Anticipating is mastering, and even improving a company&#8217;s liquidity. Effective anticipation involves creating a forecast at the beginning of the fiscal year and periodically revising it. This allows for accurate cash level projections and ensures a high degree of reliability. For better anticipation, it is advised to make several predictions based on multiple hypotheses, which allows a test of the stability and strength of cash flow.<\/span><\/li>\n<li aria-level=\"1\"><b>Improving payment terms: <\/b><span style=\"font-weight: 400;\">Some clients have long commercial processes and pay invoices after several weeks or months. This inevitably complicates cash flow management and the interpretation of financial figures. Therefore, maintaining good relationships with your financial partners is essential. It can be useful to raise your clients&#8217; awareness about the importance of timely invoice payments. Conversely, managing accounts payable is central to maintain healthy cash reserves. To find a balance, the company can negotiate longer payment terms with your suppliers. Additionally, automating reminders and controlling your payment flows (reconciliation between your inflows and outflows and the corresponding invoices) through a cash management solution will greatly facilitate the treasurer&#8217;s work.<\/span><span style=\"font-weight: 400;\"><br \/>\n<b><\/b><\/span><\/li>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\"><b>Effective inventory management: <\/b>Good inventory management is crucial for maintaining healthy cash flow. Stocked products or materials represent a cost. On one hand, inventory requires the purchase or leasing of storage facilities. On the other hand, stored products are not yet sold but are already manufactured and thus paid for by the company. For precise cash management, it is necessary to calculate the total value of inventory through stocktaking regularly. This requires additional work and introduces the risk of errors. It is recommended to limit inventory and maintain a high turnover, which will improve available cash flow.<br \/>\n<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><b>How to manage cash flow problems ?<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-10\"><p><span style=\"font-weight: 400;\">Here is a summary of our cash flow management best practices:<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Deal with outstanding <\/b><span style=\"font-weight: 400;\">debts and customers in arrears through amicable or legal collection.<\/span><b>\u00a0<\/b><\/li>\n<li aria-level=\"1\"><b>Mobilize receivables: <\/b><span style=\"font-weight: 400;\">use bank discounting, factoring or lease back to obtain liquidity.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Negotiate payment terms: <\/b><span style=\"font-weight: 400;\">request payment terms from suppliers.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Negotiate overdraft facilities <\/b><span style=\"font-weight: 400;\">with the bank. <\/span><\/li>\n<li aria-level=\"1\"><b>Propose staggered payment plans <\/b>to suppliers and negotiate payment deadlines for social security contributions and taxes.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_hover_color: var(--awb-color5);--link_color: var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><b>Facilitating corporate cash management with myDiapason<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-top:10px;margin-bottom:40px;width:100%;max-width:100px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:#051e5a;border-color:#051e5a;border-top-width:3px;\"><\/div><\/div><div class=\"fusion-text fusion-text-11\"><p><span style=\"font-weight: 400;\">Today\u2019s treasurer plays a central role in a company, needing to anticipate needs and provide proactive solutions to the financial direction.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Diapason simplifies the daily tasks by digitizing every cash flow management process step to support value creation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">myDiapason is a complete treasury management software covering the entire cash management process, including financial flow management, payment flows, and risk management.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This unique and scalable treasury management process addresses the needs of large groups and mid-cap companies. It integrates seamlessly with your Information System and partner platforms, allowing end-to-end management of your treasury.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/lp.mydiapason.com\/en\/demo-cash-management-software\" target=\"_self\" aria-label=\"Contact_an_expert\"><img decoding=\"async\" width=\"1024\" height=\"293\" src=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert.png\" alt class=\"img-responsive wp-image-8007\" srcset=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert-200x57.png 200w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert-400x114.png 400w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert-600x172.png 600w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert-800x229.png 800w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/07\/Contact_an_expert.png 1024w\" sizes=\"(max-width: 640px) 100vw, 1024px\" \/><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_color: var(--awb-color5);--awb-border-sizes-bottom:2px;--awb-border-color:var(--awb-color1);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-bottom:100px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_4 1_4 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:20px;--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color8);--awb-bg-color-hover:var(--awb-color8);--awb-bg-size:cover;--awb-border-radius:20px 0px 0px 20px;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:0%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:7.68%;--awb-width-medium:25%;--awb-order-medium:0;--awb-spacing-right-medium:0%;--awb-spacing-left-medium:7.68%;--awb-width-small:20%;--awb-order-small:0;--awb-spacing-right-small:0%;--awb-spacing-left-small:9.6%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\" style=\"border-radius:20px;\"><img decoding=\"async\" width=\"300\" height=\"300\" alt=\"Valerie Lafaury\" title=\"Valerie-Lafaury\" src=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/03\/Valerie-Lafaury-300x300.jpg\" class=\"img-responsive wp-image-6694\" srcset=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/03\/Valerie-Lafaury-200x200.jpg 200w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/03\/Valerie-Lafaury-400x400.jpg 400w, https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/03\/Valerie-Lafaury.jpg 600w\" sizes=\"(max-width: 640px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_3_4 3_4 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:20px;--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color8);--awb-bg-color-hover:var(--awb-color8);--awb-bg-size:cover;--awb-border-radius:0px 20px 20px 0px;--awb-width-large:75%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.56%;--awb-margin-bottom-large:0%;--awb-spacing-left-large:0%;--awb-width-medium:75%;--awb-order-medium:0;--awb-spacing-right-medium:2.56%;--awb-spacing-left-medium:0%;--awb-width-small:80%;--awb-order-small:0;--awb-spacing-right-small:2.4%;--awb-spacing-left-small:0%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-two exclude-from-toc\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:14px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;text-transform:uppercase;font-size:1em;\"><span class=\"titre-fond-blanc\">About the author<\/span><\/h2><\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:22px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;\"><a href=\"https:\/\/www.mydiapason.com\/en\/valerie-lafaury\/\">Val\u00e9rie Lafaury<\/a>, Field Marketing Manager<\/h2><\/div><div class=\"fusion-text fusion-text-12\" style=\"--awb-text-transform:none;--awb-text-color:var(--awb-color1);\"><p>Val\u00e9rie is the Field Marketing Manager of Diapason, the solution that streamlines corporate treasury management. She crafts press releases, in-depth articles, and timely pieces on topics related &#8230;<\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-min-height:undefined;--awb-min-height-medium:undefined;--awb-min-height-small:undefined;--awb-flex-grow:undefined;--awb-flex-grow-medium:undefined;--awb-flex-grow-small:undefined;--awb-flex-shrink:undefined;--awb-flex-shrink-medium:undefined;--awb-flex-shrink-small:undefined;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:25%;--awb-order-small:0;--awb-spacing-right-small:7.68%;--awb-spacing-left-small:7.68%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-social-links fusion-social-links-1\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;--awb-box-border-top:0px;--awb-box-border-right:0px;--awb-box-border-bottom:0px;--awb-box-border-left:0px;--awb-icon-colors-hover:var(--awb-color5);--awb-box-colors-hover:rgba(242,243,245,0.8);--awb-box-border-color:var(--awb-color3);--awb-box-border-color-hover:var(--awb-color4);\"><div class=\"fusion-social-networks color-type-custom\"><div class=\"fusion-social-networks-wrapper\"><a class=\"fusion-social-network-icon fusion-tooltip fusion-linkedin awb-icon-linkedin\" style=\"color:var(--awb-color1);font-size:22px;\" data-placement=\"top\" data-title=\"LinkedIn\" data-toggle=\"tooltip\" title=\"LinkedIn\" aria-label=\"linkedin\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.linkedin.com\/in\/valerielafaury\/\"><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:75%;--awb-order-small:0;--awb-spacing-right-small:2.56%;--awb-spacing-left-small:2.56%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div style=\"text-align:right;\"><a class=\"fusion-button button-flat button-large button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:var(--awb-color8);--button_border_hover_color:var(--awb-color8);--button_border_width-top:0;--button_border_width-right:0;--button_border_width-bottom:0;--button_border_width-left:0;--button_gradient_top_color:#f20f4b;--button_gradient_bottom_color:#f20f4b;--button_gradient_top_color_hover:var(--awb-color1);--button_gradient_bottom_color_hover:var(--awb-color1);\" target=\"_self\" href=\"https:\/\/www.mydiapason.com\/en\/valerie-lafaury\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">    View Other Articles<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this guide you will find simple explanations, best practices and recommendations for implementing a rigorous process for monitoring a company&#8217;s cash flow.<\/p>\n","protected":false},"author":5,"featured_media":7002,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"content-type":"","footnotes":""},"categories":[42,227],"tags":[63],"class_list":["post-6990","post","type-post","status-publish","format-video","has-post-thumbnail","hentry","category-blog-en","category-treasury","tag-valerie-lafaury-en","post_format-post-format-video"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Cash flow management: What is it and How it works?<\/title>\n<meta name=\"description\" content=\"This guide will provide you with simple explanations, best practices and practical recommendations for setting up an accurate and reliable process for monitoring a company&#039;s cash flow.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cash flow management: our complete guide\" \/>\n<meta property=\"og:description\" content=\"This guide will provide you with simple explanations, best practices and practical recommendations for setting up an accurate and reliable process for monitoring a company&#039;s cash flow.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/\" \/>\n<meta property=\"og:site_name\" content=\"myDiapason\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-01T14:47:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-15T14:14:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/04\/Vignette-Article-Communique-Presse-12.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1040\" \/>\n\t<meta property=\"og:image:height\" content=\"544\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"C\u00e9lia Tinoco\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@diapason_tr\" \/>\n<meta name=\"twitter:site\" content=\"@diapason_tr\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"C\u00e9lia Tinoco\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"14 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/\"},\"author\":{\"name\":\"C\u00e9lia Tinoco\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#\\\/schema\\\/person\\\/4b764926b85a5c291d6a72f67f59852b\"},\"headline\":\"Cash flow management: our complete guide\",\"datePublished\":\"2024-07-01T14:47:08+00:00\",\"dateModified\":\"2026-06-15T14:14:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/\"},\"wordCount\":7765,\"publisher\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.mydiapason.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Vignette-Article-Communique-Presse-12.png\",\"keywords\":[\"Val\u00e9rie Lafaury\"],\"articleSection\":[\"Blog\",\"Treasury\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/\",\"url\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/\",\"name\":\"Cash flow management: What is it and How it works?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.mydiapason.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Vignette-Article-Communique-Presse-12.png\",\"datePublished\":\"2024-07-01T14:47:08+00:00\",\"dateModified\":\"2026-06-15T14:14:52+00:00\",\"description\":\"This guide will provide you with simple explanations, best practices and practical recommendations for setting up an accurate and reliable process for monitoring a company's cash flow.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.mydiapason.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Vignette-Article-Communique-Presse-12.png\",\"contentUrl\":\"https:\\\/\\\/www.mydiapason.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Vignette-Article-Communique-Presse-12.png\",\"width\":1040,\"height\":544,\"caption\":\"Vignette Article Guide Gestion de Tr\u00e9sorerie\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/ressources\\\/cash-flow-management-complete-guide\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cash flow management: our complete guide\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/\",\"name\":\"Diapason\",\"description\":\"Diapason corporate site\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#organization\"},\"alternateName\":\"myDiapason\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#organization\",\"name\":\"Diapason\",\"alternateName\":\"myDiapason\",\"url\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.mydiapason.com\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/diapason-favicon-152.png\",\"contentUrl\":\"https:\\\/\\\/www.mydiapason.com\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/diapason-favicon-152.png\",\"width\":153,\"height\":153,\"caption\":\"Diapason\"},\"image\":{\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/diapason_tr\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/mcc-soft\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCNvztWfL-l9ErgixU4SFHdQ\"],\"description\":\"Le logiciel de suivi et gestion de tr\u00e9sorerie pour ETI et grands groupes\",\"telephone\":\"+33 1 44 93 24 24\",\"legalName\":\"Diapason\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.mydiapason.com\\\/en\\\/#\\\/schema\\\/person\\\/4b764926b85a5c291d6a72f67f59852b\",\"name\":\"C\u00e9lia Tinoco\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c255e142943c14d408e7b2a5c534698c4835383fad7f792b3316e3c42c92ebaa?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c255e142943c14d408e7b2a5c534698c4835383fad7f792b3316e3c42c92ebaa?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c255e142943c14d408e7b2a5c534698c4835383fad7f792b3316e3c42c92ebaa?s=96&d=mm&r=g\",\"caption\":\"C\u00e9lia Tinoco\"},\"sameAs\":[\"http:\\\/\\\/www.mydiapason.com\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Cash flow management: What is it and How it works?","description":"This guide will provide you with simple explanations, best practices and practical recommendations for setting up an accurate and reliable process for monitoring a company's cash flow.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/","og_locale":"en_US","og_type":"article","og_title":"Cash flow management: our complete guide","og_description":"This guide will provide you with simple explanations, best practices and practical recommendations for setting up an accurate and reliable process for monitoring a company's cash flow.","og_url":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/","og_site_name":"myDiapason","article_published_time":"2024-07-01T14:47:08+00:00","article_modified_time":"2026-06-15T14:14:52+00:00","og_image":[{"width":1040,"height":544,"url":"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/04\/Vignette-Article-Communique-Presse-12.png","type":"image\/png"}],"author":"C\u00e9lia Tinoco","twitter_card":"summary_large_image","twitter_creator":"@diapason_tr","twitter_site":"@diapason_tr","twitter_misc":{"Written by":"C\u00e9lia Tinoco","Est. reading time":"14 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/#article","isPartOf":{"@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/"},"author":{"name":"C\u00e9lia Tinoco","@id":"https:\/\/www.mydiapason.com\/en\/#\/schema\/person\/4b764926b85a5c291d6a72f67f59852b"},"headline":"Cash flow management: our complete guide","datePublished":"2024-07-01T14:47:08+00:00","dateModified":"2026-06-15T14:14:52+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/"},"wordCount":7765,"publisher":{"@id":"https:\/\/www.mydiapason.com\/en\/#organization"},"image":{"@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/04\/Vignette-Article-Communique-Presse-12.png","keywords":["Val\u00e9rie Lafaury"],"articleSection":["Blog","Treasury"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/","url":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/","name":"Cash flow management: What is it and How it works?","isPartOf":{"@id":"https:\/\/www.mydiapason.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/#primaryimage"},"image":{"@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/04\/Vignette-Article-Communique-Presse-12.png","datePublished":"2024-07-01T14:47:08+00:00","dateModified":"2026-06-15T14:14:52+00:00","description":"This guide will provide you with simple explanations, best practices and practical recommendations for setting up an accurate and reliable process for monitoring a company's cash flow.","breadcrumb":{"@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/#primaryimage","url":"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/04\/Vignette-Article-Communique-Presse-12.png","contentUrl":"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2024\/04\/Vignette-Article-Communique-Presse-12.png","width":1040,"height":544,"caption":"Vignette Article Guide Gestion de Tr\u00e9sorerie"},{"@type":"BreadcrumbList","@id":"https:\/\/www.mydiapason.com\/en\/ressources\/cash-flow-management-complete-guide\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mydiapason.com\/en\/"},{"@type":"ListItem","position":2,"name":"Cash flow management: our complete guide"}]},{"@type":"WebSite","@id":"https:\/\/www.mydiapason.com\/en\/#website","url":"https:\/\/www.mydiapason.com\/en\/","name":"Diapason","description":"Diapason corporate site","publisher":{"@id":"https:\/\/www.mydiapason.com\/en\/#organization"},"alternateName":"myDiapason","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mydiapason.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.mydiapason.com\/en\/#organization","name":"Diapason","alternateName":"myDiapason","url":"https:\/\/www.mydiapason.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.mydiapason.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2021\/11\/diapason-favicon-152.png","contentUrl":"https:\/\/www.mydiapason.com\/wp-content\/uploads\/2021\/11\/diapason-favicon-152.png","width":153,"height":153,"caption":"Diapason"},"image":{"@id":"https:\/\/www.mydiapason.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/diapason_tr","https:\/\/www.linkedin.com\/company\/mcc-soft\/","https:\/\/www.youtube.com\/channel\/UCNvztWfL-l9ErgixU4SFHdQ"],"description":"Le logiciel de suivi et gestion de tr\u00e9sorerie pour ETI et grands groupes","telephone":"+33 1 44 93 24 24","legalName":"Diapason"},{"@type":"Person","@id":"https:\/\/www.mydiapason.com\/en\/#\/schema\/person\/4b764926b85a5c291d6a72f67f59852b","name":"C\u00e9lia Tinoco","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c255e142943c14d408e7b2a5c534698c4835383fad7f792b3316e3c42c92ebaa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c255e142943c14d408e7b2a5c534698c4835383fad7f792b3316e3c42c92ebaa?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c255e142943c14d408e7b2a5c534698c4835383fad7f792b3316e3c42c92ebaa?s=96&d=mm&r=g","caption":"C\u00e9lia Tinoco"},"sameAs":["http:\/\/www.mydiapason.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/posts\/6990","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/comments?post=6990"}],"version-history":[{"count":1,"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/posts\/6990\/revisions"}],"predecessor-version":[{"id":18246,"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/posts\/6990\/revisions\/18246"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/media\/7002"}],"wp:attachment":[{"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/media?parent=6990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/categories?post=6990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mydiapason.com\/en\/wp-json\/wp\/v2\/tags?post=6990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}